Location

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370 Elmira Rd, Ithaca, NY, 14850

Welcome to the Finance Center at Maguire Toyota

Congratulations on finding your new Toyota at Maguire Toyota! After you’ve secured your ride, the last stop on your journey will be at our finance center, where our experts will be waiting to set you up with a lease or finance plan that suits your lifestyle and needs around Ithaca, Elmira, or Binghamton, New York.

Contact our dealership today to learn about our lease and finance offers and get started!

Meet Our Finance Team

When you work with our finance center team to secure a Toyota lease or finance plan, you’ll get dedicated experts who put your needs at the forefront. They’ll take time to learn about your needs, so they can tailor a plan that fits like a glove.

Whether you want to lease or finance your Toyota, you’ll be asked to complete a finance application so our team can review your pre-approved options. They’ll then review them in-depth, allowing you to make a sound decision. Should you opt to finance, we’ll contact local lenders to see which flexible rates and terms are available.

If you want to simplify the process, consider using our handy online finance tools.

Please don’t hesitate to contact us with any questions!

Is Leasing or Financing Right for Me?

Are you deciding between whether to lease or finance a Toyota? Let’s break down each option!

Leasing is ideal for those who want to drive the latest vehicles with a lower monthly payment than financing. It’s essentially a rental agreement between you and the dealership in which you’ll drive the car for a few years and return it once the agreement ends. You can also decide to finance your leased vehicle if you want to continue driving it.

Conversely, financing is usually a lengthier agreement where you’ll own the car outright after completing the payment cycle. It presents a unique credit-building opportunity and lets you build equity in the vehicle.

Visit the Finance Center at Maguire Toyota Today

Ready to get behind the wheel of a stylish Toyota and conquer Ithaca, Elmira, and Binghamton, NY? At Maguire Toyota, our finance center team is here to ensure that happens. Contact our team today to start your lease or finance journey!

Phone Numbers:Sales Hours:
  • Mon - Thu9:00 AM - 7:00 PM
  • Fri - Sat9:00 AM - 6:00 PM
  • SunClosed

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.

How long is a typical car loan?

We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.

I've had credit issues in the past. Can I get financing?

We’ve worked with countless customers with all kinds of credit to help them discover their financing options.

Can I finance a vehicle without a down payment?

In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Map of Maguire Toyota

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Maguire Toyota 42.42300917080624, -76.51817091139988.